Reference:VAC-559
Sector:Finance
Salary:Competitive
Town/City:City of London
Contract Type:Full time
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Self-Employed Mortgage Advisers - Central London
Overview
A self-employed mortgage adviser provides expert guidance to clients seeking mortgage and protection solutions, operating independently or as part of a network. This role involves advising on a range of mortgage products, assessing client needs, and ensuring all recommendations comply with current regulations. The adviser is responsible for building and maintaining their own client base while delivering a high standard of professional service.
Key Responsibilities
Conduct detailed fact-finds to understand clients’ financial circumstances, needs, and objectivesProvide tailored mortgage and protection advice across a comprehensive panel of lenders and providersResearch and recommend suitable mortgage products, including residential, buy-to-let, and remortgage optionsGuide clients through the full application process from initial enquiry to completionEnsure all advice is compliant with regulatory standards and internal proceduresMaintain accurate and up-to-date client records and documentationBuild and nurture relationships with clients, introducers, estate agents, and other professional contactsProactively generate new business through networking, referrals, and marketing activitiesKeep up to date with market trends, lender criteria, and regulatory changes
Skills and Experience
Fully CeMAP qualified (or equivalent recognised mortgage qualification)Proven experience in mortgage advising, ideally in a whole-of-market environmentStrong understanding of mortgage products, lending criteria, and financial regulationsExcellent communication and interpersonal skillsAbility to build trust and maintain long-term client relationshipsStrong organisational and time-management abilitiesSelf-motivated with a proactive approach to business development
Key Attributes
Entrepreneurial mindset with the ability to manage a self-employed workloadHigh level of integrity and professionalismResults-driven with a focus on delivering excellent client outcomesResilient and adaptable in a competitive market
Earnings and Benefits
Uncapped earning potential through commission-based incomeFlexible working arrangements and autonomy over scheduleOpportunity to build and grow your own client portfolioAccess to lender panels, compliance support, and administrative assistance (depending on network or firm affiliation)
Working Environment
This is a self-employed position, often home-based or hybrid, requiring the adviser to manage their own business activities while adhering to regulatory requirements and maintaining high service standards.
